Interest on the loan is variable and linked to inflation

Interest on the loan is variable and linked to inflation

UK students

student personal loans without cosigner

Fees for UK full time undergraduates commencing in are ?9,250. You can take out a tuition fee loan from your student finance authority.

If you or your parent / guardian are paying some or all of your tuition fees yourself, payments can be made in one lump sum on enrolment, or in two instalments directly to the University.

  • If you are starting your course in September: Instalments in September and January
  • If you are starting your course in January: Instalments in January and May

There is government funding for UK students. Depending on where you live, you can apply to Student Finance England, Student Finance Wales, the SAAS or Student Finance Northern Ireland for loans to cover the cost of tuition fees and contribute to your maintenance. Most applications are made online and require you to return a signed declaration form. You will find this on the homepage of your Student Finance account or within your Notification of Entitlement letter which is located under Letters and Emails’.

You will only make loan repayments after you have left University and are earning over the repayment threshold, which is currently ?26,575 per year for student loans through Student Finance England and Student Finance Wales (for students who have started their course after 2012). Please note that the repayment threshold is updated each year and so remember to check the official websites for the latest information, such as .

Additional info for international students

If you have a sponsor for all or part of your fees: you must provide written confirmation from your sponsor including their full name and address, with the details of the payments they will make. This can be sent via email to

If you are responsible for payment of your fees: Payments can be made in one lump sum shortly after enrolment, or in two instalments directly to the University. If you are on a modular mode of attendance, then you will be invoiced as you enrol for each module.

Details of your tuition fees for were included in your offer letter. All international students will receive an invoice, which will be sent to your Keele email account. The University no longer accepts cash payments from students, so please ensure you have made appropriate arrangements for payment before you begin your course. Most credit and debit cards are accepted for payment. Find out more about online payment methods.

If you have applied for a student maintenance loan (sometimes called a living cost loan), your first instalment will be paid into your bank account only after you have formally enrolled at Keele (don’t worry, you will receive an email about how to enrol).

To get the loan, you will need to inform your student finance authority of your bank details. It can take at least a week from enrolment for your loan to be paid to your bank account (by BACS transfer), so you should make sure you have money available to cover your living costs in the first week or so of the term, particularly if you will be living away from home for the first time. The first two weeks of the academic year can be expensive, and you may need money for food, travel, household goods, books, joining societies and entertainment.

If you experience any issues in receiving your student maintenance loan please contact your student finance authority in the first instance, or get in touch with the Student Support team at

If you have any queries about the range of bursaries and scholarships available, please contact the Student Financial Support team at or call +44(0)1782 734481 where a member of the team will be happy to help.

UK students only: If you are eligible to receive a bursary or scholarship, provided that we have all of the information we need to make a decision, we will write to you in the first semester to confirm your eligibility and to provide payment dates. Please remember that, in order for us to assess your eligibility for a bursary or scholarship, both you and your parents (or anyone else who has provided information for your grants and loans application) must all have given consent to share to your Student Finance authority by signing the relevant section of your loan application form. Without this consent to share, it is very unlikely that you will receive an award even if you are eligible, as we will be unable to assess you against all the eligibility criteria that may be required.

Keele University has partnered with Blackbullion to give all Keele students access to free personal financial education. Blackbullion is an online learning platform created to help you get to grips with all things money-related. You can find online tutorials, quizzes and videos on a wide range of topics including:

  • Starting university
  • Fees and funding

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